FAQs

  • How much can I get?

    The amount of your loan will depend on how much money your car is worth. Typically, we do not lend any more than $50,000 for any loan. Vehicles newer than 1999 have a higher chance of receiving higher loan amounts.

  • Do I get to keep my car?

    Yes, when you are making payments on your loan, you will be able to keep your vehicle and drive it just like normal. Go Alabama Title Loans will only take your vehicle’s title until the loan is completely paid off. Once it is paid in full, we will return the title to you and transfer ownership.

  • How do I qualify?

    To qualify for a title loan, you must:

    • Be at least 18 years old
    • Have proof of income of at least $1,500 per month
    • Have insurance on the vehicle
    • Have the vehicle’s registration
    • The vehicle must be lien-free
    • Your name is on the title
    • You have the vehicle’s title or pink slip
  • How fast can I get a loan?

    When you apply today, you can get the loan you need in as little as 24 hours. This mainly depends on how quickly you can submit all of the required paperwork to us. To expedite the loan approval process, we highly recommend that you gather all of the required paperwork before applying for a loan.

  • What is a car title loan?

    Car title loans are loans that use your vehicle’s value as collateral. Customers borrow against the value of their vehicle in order to receive a lump sum of money through a car title loan. Since the loan is based on your car, you don’t need a perfect credit score to be eligible. The amount of your loan is determined by the value of your car. If your car is worth $5,000, you will have access to up to $5,000.