Birmingham, AL 35209

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Birmingham, AL 35209

Address: Birmingham, AL, 35209
Phone number: (659) 201-6677
1
Car
Information
2
Your
Info
3
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

I’m So Happy!

I am so happy to get a little extra money for the holidays! The best gift ever, especially now that I can buy a few presents. They made me feel like family! Thank you for taking good car of me!

- Risa Wanda
They Make It Easy

Personal loans can be tricky. If you go to the bank, you can be stuck there a long time filing out forms and waiting for a clerk. Go Alabama Title Loans makes it easy to get the cash you need with minimal paperwork required.

- Carl Underwood
Hard Working

Hardworking, efficient, dedicated, and knowledgeable. My loan got approved on time and I received the cash less than 24 hours later!

- Sam Morrison

Birmingham Title Loans

Go Alabama Title Loans provides reliable loans with custom payment plans and flexible loan terms to the residents of Birmingham, Alabama. If you live in or around the greater Birmingham metro area, we are here to provide you with the fast cash you need to overcome any short-term cash gaps that are challenging you financially. Give us a call or fill out our online application to find out how much you qualify for today.

What Is A Title Loans?

An auto title loan is one of the quickest ways of getting cash by using your vehicle as collateral. The amount of your loan is determined by your current ability to repay the loan as well as the market value of your vehicle. We are dedicated to providing you as much cash as possible while keeping your payments low as to not break your budget. Our auto title loan application process is much faster and easier to use than traditional banks. This process allows you to get the funding you need in under 24 hours.

Why Choose Go Alabama Title Loans?

Our loan requirements are much less strict compared to traditional lenders. We do not look at your credit score but instead look at your vehicle’s value and your ability to repay the loan. Additionally, you get to keep your vehicle and drive it just like normal while making payments on your loan. We will just hold onto your vehicle’s title or pink slip until the loan is paid off.

We also never charge hidden, upfront, or prepayment penalty fees. We want to make your loan as convenient for you as possible which is why we have secured exclusive partnerships with some of the top lenders across the nation. This allows us to customize payment plans and loan terms to ensure a loan that is as comfortable for you as possible.

Overcome Short-Term Cash Gaps

If you are in need of fast cash but have a poor credit score, you are in the right place. We will lend you the helping hand you need to overcome any financial hurdle that you are facing. We will get you the loan you need without making you go through piles of paperwork and days of waiting to know if you’re approved.

Birmingham residents in need of cash should complete our simple loan process that provides the cash they need in under 24 hours. Even if you have a low credit score, you can get the loan you need and drive off in your own car.

FAQs

Below is some more information based on common questions that we get. If you have any more questions or concerns, please give us a call today. Our team would be happy to help you.

Poor Credit Is Accepted

If you have a poor credit score, don’t worry. We do not use your financial history as an indicator of whether to approve you or not. As long as you can repay the loan and your vehicle is worth enough, we will approve you regardless of your credit score.

Up To $50,000 In Funding

Birmingham residents have access to up to $50,000 based on the market value of their vehicle, how much money they need, and their ability to repay the loan. Fill out our online application form to find out how much you qualify for within minutes.

Funding In Under 24 Hours

After you are approved, we will deposit the funds into your bank account in under 24 hours. The funds will go through as a direct deposit into your checking or savings account.

Apply For A Title Loan Today

If you are in need of fast cash to overcome any unexpected expense, we are here to help. Our online application form only takes a few minutes to complete, requires minimal paperwork, is 100% online, and is completely stress-free. When you choose Go Alabama Title Loans as your trusted lender, you will receive a custom loan that is tailored to meet your individual needs. Contact us today by phone or through our application form.

Frequently Asked Questions:

  • What is a car title loan?

    Car title loans are loans that use your vehicle’s value as collateral. Customers borrow against the value of their vehicle in order to receive a lump sum of money through a car title loan. Since the loan is based on your car, you don’t need a perfect credit score to be eligible. The amount of your loan is determined by the value of your car. If your car is worth $5,000, you will have access to up to $5,000.

  • How fast can I get a loan?

    When you apply today, you can get the loan you need in as little as 24 hours. This mainly depends on how quickly you can submit all of the required paperwork to us. To expedite the loan approval process, we highly recommend that you gather all of the required paperwork before applying for a loan.

  • How do I qualify?

    To qualify for a title loan, you must:

    • Be at least 18 years old
    • Have proof of income of at least $1,500 per month
    • Have insurance on the vehicle
    • Have the vehicle’s registration
    • The vehicle must be lien-free
    • Your name is on the title
    • You have the vehicle’s title or pink slip
  • Do I get to keep my car?

    Yes, when you are making payments on your loan, you will be able to keep your vehicle and drive it just like normal. Go Alabama Title Loans will only take your vehicle’s title until the loan is completely paid off. Once it is paid in full, we will return the title to you and transfer ownership.

  • How much can I get?

    The amount of your loan will depend on how much money your car is worth. Typically, we do not lend any more than $50,000 for any loan. Vehicles newer than 1999 have a higher chance of receiving higher loan amounts.

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