Opelika, AL 36801

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Opelika, AL 36801

Address: Opelika, AL, 36801
Phone number: (844) 845-8063

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  • Free and fast estimate process
  • Discover loan amount right away

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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

Bad credit - OK

You don’t need to have a good credit to get a car title loan.

Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

I’m So Happy!

I am so happy to get a little extra money for the holidays! The best gift ever, especially now that I can buy a few presents. They made me feel like family! Thank you for taking good car of me!

- Risa Wanda
They Make It Easy

Personal loans can be tricky. If you go to the bank, you can be stuck there a long time filing out forms and waiting for a clerk. Go Alabama Title Loans makes it easy to get the cash you need with minimal paperwork required.

- Carl Underwood
Hard Working

Hardworking, efficient, dedicated, and knowledgeable. My loan got approved on time and I received the cash less than 24 hours later!

- Sam Morrison

Opelika Title Loans

Go Alabama Title Loans is one of the top car title loan companies in the Opelika area that provides a quick and easy way for local residents to get the cash they need. Our car title loans are based on the equity of your vehicle and not on your financial history.

Our approval and application process is fast, simple, and stress-free so that you can get the capital you need in the most convenient way possible. If you have a poor credit score, do not worry. We will qualify you for a loan amount within 15 minutes and have the cash in your bank account in under 24 hours.

Approval Within Minutes

If you are in need of cash for overcoming unexpected bills, we are here to help. Our low interest rates, custom payment plans, and flexible terms will provide you with the cash you need in the most comfortable way possible. All of our loans are customized to fit your individual wants and needs. We offer 15-minute approvals and an application and approval process that is 100% online. This means you can get the funds you need without ever having to leave the comfort of your home.

Take Back Control

Our title loans of Opelika will help you take back control of your finances. You do not need great credit to get approved for our loans and you can keep your vehicle while making your payments. There are no restrictions on your vehicle but we will hold your title until it is completely paid off.

Our services are 100% transparent which means no upfront, hidden, or prepayment penalty fees. We offer custom payment plans and flexible loan terms to make the loan as convenient for you as possible.

How Much Money Can I Get?

The amount of money you qualify for is based on your ability to repay the loan as well as your vehicle’s value. Residents in Opelika has access to up to $50,000 in funding. Fill out our online application form to see how much you qualify for within minutes.

Get Your Money In Just 3 Steps

Our simple 3-step process will qualify you within minutes and deposit the cash into your bank account in under 24 hours. Our team will work with you to customize a loan that fits your needs and is as comfortable as possible. Contact us today by phone or fill out our online application form to get the financing you need quickly and stress-free.

Frequently Asked Questions:

  • What is a car title loan?

    Car title loans are loans that use your vehicle’s value as collateral. Customers borrow against the value of their vehicle in order to receive a lump sum of money through a car title loan. Since the loan is based on your car, you don’t need a perfect credit score to be eligible. The amount of your loan is determined by the value of your car. If your car is worth $5,000, you will have access to up to $5,000.

  • How fast can I get a loan?

    When you apply today, you can get the loan you need in as little as 24 hours. This mainly depends on how quickly you can submit all of the required paperwork to us. To expedite the loan approval process, we highly recommend that you gather all of the required paperwork before applying for a loan.

  • How do I qualify?

    To qualify for a title loan, you must:

    • Be at least 18 years old
    • Have proof of income of at least $1,500 per month
    • Have insurance on the vehicle
    • Have the vehicle’s registration
    • The vehicle must be lien-free
    • Your name is on the title
    • You have the vehicle’s title or pink slip
  • Do I get to keep my car?

    Yes, when you are making payments on your loan, you will be able to keep your vehicle and drive it just like normal. Go Alabama Title Loans will only take your vehicle’s title until the loan is completely paid off. Once it is paid in full, we will return the title to you and transfer ownership.

  • How much can I get?

    The amount of your loan will depend on how much money your car is worth. Typically, we do not lend any more than $50,000 for any loan. Vehicles newer than 1999 have a higher chance of receiving higher loan amounts.

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